Protection Insurance
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Whatever your age, personal wealth or position, protection insurance is an essential first step.
LIFE ASSURANCE Anyone who has a young family should seriously consider covering the risk, however small, of the untimely death of one or both parents. The insurance cover should be sufficient to meet the needs of the family for long enough to enable the survivor(s) to to meet any succession duties and begin to rebuild their lives, and to maintain and educate the children through to adulthood. It is particularly important to remember that it is not just the main breadwinner who should be insured. INCOME PROTECTION INSURANCE Incapacity leading to inability to work and earn a living is becoming more of an issue as medical problems, such as diabetes and serious back pain, affect more of the population. KEYMAN INSURANCE Are you in business with other partners? If one of your partners were to die where would you find the cash to buy out his/her heirs if they have have inherited a share of the business? Can they afford to buy out your own heirs? Can you afford to find a replacement with the right skills? Keyman insurance can provide the answer. There are many different situatuons that need considering so why not come and talk to us. |
Special risks
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